Property Tax in Connecticut (2026): Rates, Exemptions, and Real Numbers

Connecticut Property Tax Rates by County

Highest and lowest effective rates within Connecticut

Property Tax Calculator — Connecticut

Pre-loaded with Connecticut's 1.79% effective rate and $386,552 median price

Property Tax by City in Connecticut

Annual and monthly property tax by city, based on local median prices and the statewide effective rate

Connecticut Homestead Exemption

How Connecticut Assesses Property Values

Assessment cycle: Revaluation every 5 years required by state law. Properties assessed at 70% of fair market value. Between revaluations, assessments held static unless significant improvements made.

Property Tax's Impact on Your True Monthly Cost

On a $386,552 home in Connecticut

Property tax represents 17% of the true monthly cost in Connecticut.

Mortgage Calculator Including Property Tax — Connecticut

See your full PITI (principal, interest, taxes, insurance) payment

How Connecticut's Property Tax Affects Affordability

$577/month in property tax reduces the home price you can afford. Use the affordability calculator to see the real impact.

Property Tax After Refinancing in Connecticut

Refinancing changes your P&I but not your property tax. If your home was reassessed at a higher value, your tax bill increases regardless of your rate.

Frequently Asked Questions

What is the property tax rate in Connecticut?

Connecticut's effective property tax rate is 1.79%, ranking #4 nationally. The median annual property tax bill is $6,919 ($577/month). Rates range from 1.34% in Litchfield County to 2.19% in Hartford County. Source: Tax Foundation Property Taxes by State 2024.

Does Connecticut have a homestead exemption?

Yes — Connecticut offers a homestead exemption for primary residences. No standard state homestead exemption. Municipalities may offer local exemptions for elderly homeowners (65+) and veterans. Connecticut's Circuit Breaker program (HTSC) provides tax credits for income-qualified elderly and disabled homeowners. Assessment freeze for seniors also available in many towns.. Apply through your county assessor's office after purchasing your home.

How often is property reassessed in Connecticut?

Connecticut reassesses property on a revaluation every 5 years required by state law. properties assessed at 70% of fair market value. between revaluations, assessments held static unless significant improvements made. basis. When your property is reassessed, your tax bill changes based on the new assessed value multiplied by the applicable rate. If you believe your assessment is too high, you can appeal — most counties allow 30-90 days after receiving your assessment notice.

How is property tax calculated in Connecticut?

Property tax = Assessed Value × Mill Rate (or effective rate). In Connecticut, the effective rate is 1.79% of market value. On a $386,552 home: $386,552 × 1.79% = $6,919/year. Assessments may use a fraction of market value — the effective rate accounts for this.

Can I appeal my property tax assessment in Connecticut?

Yes. If your assessed value is higher than comparable sales in your area, you can file an appeal with your county assessment board. Steps: (1) Get your assessment notice, (2) Research comparable recent sales, (3) File an appeal by the deadline (typically 30-90 days from assessment notice). Studies show 20-40% of appeals result in a reduction. The process is free and you represent yourself — no attorney required.

Are property taxes included in my mortgage payment in Connecticut?

Most lenders require an escrow account that collects $577/month ($6,919/year ÷ 12) along with your mortgage payment, then pays the county on your behalf. If your loan-to-value is below 80%, you may be able to opt out of escrow and pay taxes directly. Note: if your assessed value rises, your escrow payment adjusts and your total monthly cost increases.

What Connecticut counties have the highest and lowest property taxes?

Connecticut's highest effective rate is in Hartford County at 2.19%. The lowest is Litchfield County at 1.34%. That's a 0.85% spread — on a $386,552 home, the difference is $3,286/year.