Know the real cost before you commit.
Accurate estimates for mortgages, home improvement and maintenance — local rates, no advertiser spin.
New this month.
// 2026 tax changes, local pricing, and the number nobody shows you
of the real cost is your mortgage. The rest is the part nobody quotes.
True Cost of HomeownershipOpen the calculator →What a roof, HVAC, kitchen or floor really costs in your metro — priced off real BLS wage data.
Average premiums in all 50 states and DC, sortable and sourced.
The 30% solar credit ended and the SALT cap quadrupled. What each means for you.
Browse by category.
// from first payment to full remodel
Payments, affordability, refinancing, PMI, FHA & VA loans.
Cap rate, cash-on-cash, DSCR, BRRRR and rental property ROI.
Replacement costs, repair estimates, materials & labor breakdowns.
Heating, cooling, installation and energy-efficiency estimates.
Hardwood, laminate, tile, carpet — cost per sq ft by material.
Remodel budgets, cabinets, countertops, appliances and more.
Installation cost, savings, system size and 2026 post-credit payback.
Roofing, HVAC, kitchen and flooring priced for your metro area.
Annual budgets, repair costs, seasonal prep and inspections.
Can I DIY this?
// step-by-step guides, honest verdicts, tied to real cost data
Painting a Room
No permit, no licensed trade — the most beginner-friendly project there is.
ConditionalBuilding a Deck
Ground-level is DIY-friendly; elevated decks need real structural care.
ConditionalFaucet & Toilet Swap
Straightforward — as long as your shutoff valves cooperate.
DIY-FriendlyInstalling a Fence
Mostly digging and setting posts — a manageable weekend project.
DIY-FriendlyAttic Insulation
Batt or blown-in — no permit or license required.
ConditionalCeiling Fan Install
Easy with existing wiring; new wiring is a bigger job.
Always free, built for homeowners.
// every calculator free to use — the tool we wished existed before our own purchase