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RealCostIQ
190+ calculators / no sign-up

Know the real cost before you commit.

Accurate estimates for mortgages, home improvement and maintenance — local rates, no advertiser spin.

Browse all →100% free · 0 lead forms
Est. monthly payment
$3,834
P&I $3,034 · TAX $550 · INS $250
Home price$600,000
Down · 20%$120,000
Rate6.500%
190+ calculators
9 categories
3 countries live
$0 always free

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// 2026 tax changes, local pricing, and the number nobody shows you

Every home cost, covered.

// from first payment to full remodel

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// step-by-step guides, honest verdicts, tied to real cost data

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Always free, built for homeowners.

// every calculator free to use — the tool we wished existed before our own purchase

01
Always free
Every calculator is free to use — no paywall, no sign-up, no catch.
02
Data stays local
Everything runs in your browser.
03
Zero lead forms
No email required, no bait-and-switch quotes.
04
Updated quarterly
Labor & materials price indexes.

Questions

Is RealCostIQ really free?+
Yes — all 190+ calculators are free to use, with no sign-up and no email. We never gate results behind a lead form.
How accurate are the estimates?+
Cost data is reviewed quarterly using labor and materials price indexes. Results are estimates and will vary by location, so always confirm with a licensed professional.
Do you store my data?+
No. Every calculation runs entirely in your browser. Nothing is stored on or sent to our servers.
Which countries are supported?+
The United States, Canada and India are live today, with local rates, rules and currency. Singapore and Australia are in development.
Do I need to create an account?+
Never. There are no accounts, no lead forms and no “get a quote” bait-and-switch — just your numbers, instantly.