Skip to main content
RealCostIQ

Legal

Privacy Policy

Effective Date: June 29, 2026 ยท Updated from March 17, 2026

The short version

Your calculator inputs always stay in your browser โ€” we never see them. We do collect basic analytics (page views, approximate location, session data) to understand how the site is used. You control this via the cookie banner. The only other data we collect is what you voluntarily submit through the contact form.

1. Information We Collect

Calculator Inputs

All calculator inputs (home size, loan amounts, cost estimates, etc.) are processed entirely within your browser using JavaScript. This data is never transmitted to our servers, stored in any database, or shared with any third party. When you close or refresh the page, the inputs are gone.

Contact Form

If you contact us, we collect the name, email address, subject, and message you provide. This information is transmitted via Formspree (a third-party form processor) to our inbox and is used solely to respond to your inquiry. It is not used for marketing.

Behavioral Analytics

When you visit the site and have accepted analytics cookies, we collect the following automatically:

  • A randomly generated visitor ID stored in your browser's localStorage (rciq_vid) โ€” persists until you clear browser storage or withdraw consent
  • A randomly generated session ID stored in sessionStorage (rciq_sid) โ€” expires when you close the tab
  • Your approximate location (country, state, city) derived from your IP address via ipapi.co โ€” we do not store your actual IP address
  • Browser user agent string and device type (mobile / tablet / desktop)
  • Pages visited, page titles, and referrer URL
  • UTM campaign parameters (if present in the URL)
  • Scroll depth milestones (25%, 50%, 75%, 100%)
  • Time spent on each page
  • Calculator fields you interact with and the values you enter
  • Clicks on site links and calls to action

This data is stored in our Supabase database. It helps us understand which calculators are used most, where estimates may be inaccurate, and how to prioritize improvements. No analytics data is collected until you accept cookies in the consent banner.

Google Analytics

With your consent, we also use Google Analytics to understand aggregate traffic patterns. Google Analytics collects anonymized usage data using its own cookies. See our Cookie Policy for details. You can opt out at any time using the Google Analytics Opt-out Browser Add-on.

2. Lawful Basis for Processing

Contact form: Processing is based on your consent when you voluntarily submit a message.

Analytics (EU / UK visitors): Processing is based on your explicit consent given via the cookie banner, as required by GDPR. You may withdraw consent at any time.

Analytics (US visitors): Processing is based on legitimate interest in improving the service. You may opt out at any time.

Analytics (India visitors): Processing is based on your consent as required by the Digital Personal Data Protection Act, 2023.

3. Third-Party Data Processors

We use the following third-party processors. Each is bound by a data processing agreement and may not use your data for their own purposes.

ProcessorPurpose
FormspreeDelivers contact form submissions to our inbox
SupabaseStores behavioral analytics data
ipapi.coConverts your IP address to approximate location (country, state, city); your IP is not retained
Google LLCGoogle Analytics โ€” aggregate, anonymized traffic analysis

4. Cookies and Browser Storage

See our Cookie Policy for a complete breakdown of every item stored in your browser, what it does, and how to remove it.

5. How We Use Your Information

  • To respond to contact form inquiries
  • To understand aggregate usage patterns and improve the site
  • To identify which calculators need accuracy improvements
  • To maintain security and prevent abuse
  • To comply with legal obligations

6. Information Sharing

We do not sell, rent, or trade your personal information. We share data only with the processors listed in Section 3, solely to operate the site. We may disclose information if required by law, court order, or to protect the rights and safety of RealCostIQ or others.

7. Your Rights

All users

You can opt out of analytics at any time by clicking "Reject non-essential" in the cookie banner, or by updating your preferences via the "Cookie preferences" link in the site footer. To request deletion of contact form data, contact us.

California residents (CCPA)

You have the right to know what personal information we collect, to request deletion, and to opt out of the sale of personal information (we do not sell data). Contact us to exercise these rights. We will respond within 45 days.

EU / UK residents (GDPR)

You have the right to access, rectify, erase, and port your personal data; to object to or restrict processing; and to withdraw consent at any time without affecting the lawfulness of prior processing. You also have the right to lodge a complaint with your local data protection authority. Contact us to exercise these rights. We will respond within 30 days.

India residents (DPDPA 2023)

You have the right to access, correct, and erase your personal data, and to withdraw consent at any time. Contact us to exercise these rights. We will respond within 30 days.

8. Data Retention

  • Contact form submissions: retained until your inquiry is resolved, then deleted within 90 days
  • Behavioral analytics: retained for 12 months, then deleted from our Supabase database
  • Google Analytics data: subject to Google's standard retention policies
  • Visitor ID (rciq_vid): stored in your browser until you clear localStorage or withdraw consent

9. Children's Privacy

Our site is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

10. Changes to This Policy

We will post updates to this page with a revised effective date. For material changes, we will add a notice on the site. Where legally required (e.g., for EU/UK users), material changes to the processing purposes will prompt a new consent decision.

11. Contact

For privacy questions, data requests, or to exercise any of the rights above, contact us or email Support@RealCostIQ.com. We will respond within 30 days.