RealCostIQ

Property Tax Guide

Property Tax in Kansas (2026): Rates, Exemptions, and Real Numbers

Kansas's effective property tax rate is 1.24% — #16 nationally. On the state median of $225,300, that's $2,794/year or $233/month. Rates vary sharply by county: from 0.62% in Hamilton County to 1.78% in Wyandotte County (Kansas City).

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Kansas Property Tax Rates by County

Highest and lowest effective rates within Kansas

Highest rate

1.78%

Wyandotte County (Kansas City)

$4,010/yr on median-priced home

Lowest rate

0.62%

Hamilton County

$1,397/yr on median-priced home

County rate spread

Hamilton County
Wyandotte County (Kansas City)
0.62%1.24% statewide avg1.78%

Property Tax Calculator — Kansas

Pre-loaded with Kansas's 1.24% effective rate and $225,300 median price

Property Tax Estimator

Kansas rate pre-loaded

$
0.10%3.50%

Monthly Escrow

$233/mo

added to your mortgage payment

Annual property tax$2,794
10-year total$27,937
30-year total$83,812

Estimate based on effective rate. Actual bills vary by county and assessment.

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Property Tax by City in Kansas

Annual and monthly property tax by city, based on local median prices and the statewide effective rate

Estimated property tax — Kansas cities

CityMedian PriceAnnual TaxMonthly% of P&I
Overland Park$415,000$5,146$429/mo21%
Wichita$210,000$2,604$217/mo21%
Lawrence$290,000$3,596$300/mo21%
Topeka$185,000$2,294$191/mo21%
Source: Tax Foundation Property Taxes by State 2024 — estimated at 1.24% effective rate

Kansas Homestead Exemption

Kansas offers a homestead exemption

Homestead Property Tax Refund: income-based refund for qualifying homeowners with income under $40,500 (2024). Residential property assessed at 11.5% of appraised value. Low-income senior freeze program also available.

Apply after purchase through your county assessor. Deadlines vary — check the link below.

Apply for Kansas homestead exemption →

How Kansas Assesses Property Values

Assessment cycle: Annual assessment. Residential property assessed at 11.5% of appraised value.

Assessment cycle

Kansas reassesses property on a annual assessment. residential property assessed at 11.5% of appraised value. schedule. Your assessed value changes on this cycle, so your tax bill can increase even if you haven't made improvements.

Assessed value vs. market value

Some states assess at a fraction of market value. Kansas's effective rate of 1.24% is calculated on market value. If you paid $225,300, your starting assessed value is approximately that amount.

How to appeal

If your assessment is higher than comparable sales in your area, you can appeal. File with your county Board of Assessment Appeals within the deadline on your notice (typically 30-90 days). Bring 3-5 recent comparable sales ("comps") pulled from Zillow or your county recorder. The process is free.

What drives reassessment

Triggers include your purchase price being recorded at county, permitted renovation work, and periodic mass appraisals. New construction is always assessed on completion.

Property Tax's Impact on Your True Monthly Cost

On a $225,300 home in Kansas

ComponentMonthly
Principal & Interest$1,126
Property Tax (1.24%)$233
Homeowners Insurance$270
Maintenance Reserve$282
Utilities$213
True monthly total$2,124

Property tax represents 11% of the true monthly cost in Kansas.

Mortgage Calculator Including Property Tax — Kansas

See your full PITI (principal, interest, taxes, insurance) payment

Mortgage Estimator

Kansas rates pre-loaded

$
3%50%
%

Monthly Payment (P&I)

$1,127

principal & interest only

Loan amount$180,240
Est. property tax$188/mo
Est. total with tax$1,315/mo
Total interest (30 yr)$225,628

Estimate only — excludes insurance, PMI, HOA.

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How Kansas's Property Tax Affects Affordability

$233/month in property tax reduces the home price you can afford. Use the affordability calculator to see the real impact.

Mortgage Affordability Calculator

See what home price you can actually afford after factoring in Kansas's $233/month property tax burden.

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Property Tax After Refinancing in Kansas

Refinancing changes your P&I but not your property tax. If your home was reassessed at a higher value, your tax bill increases regardless of your rate.

Mortgage Refinance Calculator

See if refinancing saves money after accounting for Kansas's property taxes — pre-loaded with the $225,300 median home value at 6.4%.

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Frequently Asked Questions

What is the property tax rate in Kansas?
Kansas's effective property tax rate is 1.24%, ranking #16 nationally. The median annual property tax bill is $2,794 ($233/month). Rates range from 0.62% in Hamilton County to 1.78% in Wyandotte County (Kansas City). Source: Tax Foundation Property Taxes by State 2024.
Does Kansas have a homestead exemption?
Yes — Kansas offers a homestead exemption for primary residences. Homestead Property Tax Refund: income-based refund for qualifying homeowners with income under $40,500 (2024). Residential property assessed at 11.5% of appraised value. Low-income senior freeze program also available.. Apply through your county assessor's office after purchasing your home.
How often is property reassessed in Kansas?
Kansas reassesses property on a annual assessment. residential property assessed at 11.5% of appraised value. basis. When your property is reassessed, your tax bill changes based on the new assessed value multiplied by the applicable rate. If you believe your assessment is too high, you can appeal — most counties allow 30-90 days after receiving your assessment notice.
How is property tax calculated in Kansas?
Property tax = Assessed Value × Mill Rate (or effective rate). In Kansas, the effective rate is 1.24% of market value. On a $225,300 home: $225,300 × 1.24% = $2,794/year. Assessments may use a fraction of market value — the effective rate accounts for this.
Can I appeal my property tax assessment in Kansas?
Yes. If your assessed value is higher than comparable sales in your area, you can file an appeal with your county assessment board. Steps: (1) Get your assessment notice, (2) Research comparable recent sales, (3) File an appeal by the deadline (typically 30-90 days from assessment notice). Studies show 20-40% of appeals result in a reduction. The process is free and you represent yourself — no attorney required.
Are property taxes included in my mortgage payment in Kansas?
Most lenders require an escrow account that collects $233/month ($2,794/year ÷ 12) along with your mortgage payment, then pays the county on your behalf. If your loan-to-value is below 80%, you may be able to opt out of escrow and pay taxes directly. Note: if your assessed value rises, your escrow payment adjusts and your total monthly cost increases.
What Kansas counties have the highest and lowest property taxes?
Kansas's highest effective rate is in Wyandotte County (Kansas City) at 1.78%. The lowest is Hamilton County at 0.62%. That's a 1.16% spread — on a $225,300 home, the difference is $2,613/year.

Related Calculators

Data Sources

  1. 1.Tax Foundation Property Taxes by State 2024
  2. 2.Zillow Home Value Index, April 2026
  3. 3.Freddie Mac PMMS, May 2026
  4. 4.Kansas homestead exemption

Note: These calculations are for educational purposes — always consult a licensed professional before making financial decisions.

Data shown for Kansas is sourced from the references above and updated periodically. All figures are estimates based on statewide medians and averages — actual costs vary by county, property type, lender, and individual circumstances. This content is for informational purposes only and does not constitute financial, tax, or legal advice. Consult a licensed professional before making real estate or financial decisions.