Property Tax in Louisiana (2026): Rates, Exemptions, and Real Numbers

Louisiana Property Tax Rates by County

Highest and lowest effective rates within Louisiana

Property Tax Calculator — Louisiana

Pre-loaded with Louisiana's 0.55% effective rate and $200,100 median price

Property Tax by City in Louisiana

Annual and monthly property tax by city, based on local median prices and the statewide effective rate

Louisiana Homestead Exemption

How Louisiana Assesses Property Values

Assessment cycle: Quadrennial (every 4 years). Properties assessed at 10% (residential) or 15% (commercial) of fair market value.

Property Tax's Impact on Your True Monthly Cost

On a $200,100 home in Louisiana

Property tax represents 5% of the true monthly cost in Louisiana.

Mortgage Calculator Including Property Tax — Louisiana

See your full PITI (principal, interest, taxes, insurance) payment

How Louisiana's Property Tax Affects Affordability

$92/month in property tax reduces the home price you can afford. Use the affordability calculator to see the real impact.

Property Tax After Refinancing in Louisiana

Refinancing changes your P&I but not your property tax. If your home was reassessed at a higher value, your tax bill increases regardless of your rate.

Frequently Asked Questions

What is the property tax rate in Louisiana?

Louisiana's effective property tax rate is 0.55%, ranking #42 nationally. The median annual property tax bill is $1,101 ($92/month). Rates range from 0.26% in Catahoula Parish to 0.75% in Orleans Parish (New Orleans). Source: Tax Foundation Property Taxes by State 2024.

Does Louisiana have a homestead exemption?

Yes — Louisiana offers a homestead exemption for primary residences. Homestead Exemption: first $75,000 of market value is exempt from property taxes for owner-occupied primary residences. This effectively eliminates property taxes entirely for many lower-value homes. Residential property assessed at 10% of fair market value.. Apply through your county assessor's office after purchasing your home.

How often is property reassessed in Louisiana?

Louisiana reassesses property on a quadrennial (every 4 years). properties assessed at 10% (residential) or 15% (commercial) of fair market value. basis. When your property is reassessed, your tax bill changes based on the new assessed value multiplied by the applicable rate. If you believe your assessment is too high, you can appeal — most counties allow 30-90 days after receiving your assessment notice.

How is property tax calculated in Louisiana?

Property tax = Assessed Value × Mill Rate (or effective rate). In Louisiana, the effective rate is 0.55% of market value. On a $200,100 home: $200,100 × 0.55% = $1,101/year. Assessments may use a fraction of market value — the effective rate accounts for this.

Can I appeal my property tax assessment in Louisiana?

Yes. If your assessed value is higher than comparable sales in your area, you can file an appeal with your county assessment board. Steps: (1) Get your assessment notice, (2) Research comparable recent sales, (3) File an appeal by the deadline (typically 30-90 days from assessment notice). Studies show 20-40% of appeals result in a reduction. The process is free and you represent yourself — no attorney required.

Are property taxes included in my mortgage payment in Louisiana?

Most lenders require an escrow account that collects $92/month ($1,101/year ÷ 12) along with your mortgage payment, then pays the county on your behalf. If your loan-to-value is below 80%, you may be able to opt out of escrow and pay taxes directly. Note: if your assessed value rises, your escrow payment adjusts and your total monthly cost increases.

What Louisiana counties have the highest and lowest property taxes?

Louisiana's highest effective rate is in Orleans Parish (New Orleans) at 0.75%. The lowest is Catahoula Parish at 0.26%. That's a 0.49% spread — on a $200,100 home, the difference is $980/year.