Mortgage Payment Estimates for District of Columbia by Home Price
The true monthly payment on a home is rarely what lenders quote upfront. Below are the full PITI estimates — principal, interest, property tax, and insurance — for eight home prices in District of Columbia, at both 20% and 10% down. Pick a price to see the complete breakdown, income requirements, and 15- vs. 30-year comparison.
| Home Price | PITI (20% down) | PITI (10% down) | Details |
|---|---|---|---|
| $200,000 | $1,201/mo | $1,454/mo | Full breakdown → |
| $250,000 | $1,475/mo | $1,790/mo | Full breakdown → |
| $300,000 | $1,748/mo | $2,127/mo | Full breakdown → |
| $350,000 | $2,021/mo | $2,463/mo | Full breakdown → |
| $400,000 | $2,294/mo | $2,799/mo | Full breakdown → |
| $500,000 | $2,840/mo | $3,472/mo | Full breakdown → |
| $600,000 | $3,386/mo | $4,144/mo | Full breakdown → |
| $750,000 | $4,206/mo | $5,153/mo | Full breakdown → |
Rate: 6.4% (Freddie Mac Primary Mortgage Market Survey). Property tax: 0.55% effective rate (Tax Foundation Property Taxes by State 2024). Insurance: $1,308/yr (Insurance.com Rate Analysis 2026).