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Mumbai Home & Property Calculators 2025–26

Mumbai is India's most expensive property market. Get accurate cost estimates for buying, registering, and maintaining your Mumbai home — including the metro cess surcharge that applies in BMC areas.

Stamp Duty

5% + 1% metro cess (BMC area)

Calculate Mumbai Stamp Duty →

What to know about Mumbai

Metro cess applies

Properties in the BMC (Brihanmumbai Municipal Corporation) area attract an additional 1% metro cess on top of Maharashtra's 5% stamp duty.

Highest property prices

South Mumbai, Bandra, Worli, and Powai command ₹30,000–₹90,000/sqft. Outskirts (Thane, Navi Mumbai) range ₹8,000–₹20,000/sqft.

Ready Reckoner rates

Stamp duty is charged on RRR or agreement value — whichever is higher. In South Mumbai, RRR can exceed market rates.

Calculators for Mumbai

Maharashtra Stamp Duty Calculator

Stamp duty + registration + metro cess for Mumbai and Maharashtra.

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Home Loan EMI Calculator

Monthly EMI with full amortization — for Mumbai's high loan amounts.

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Interior Painting Cost Calculator

Mumbai painting rates are 20–30% higher than national average.

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Modular Kitchen Cost Calculator

Estimate modular kitchen cost — Mumbai labour rates included.

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Home Renovation Cost Estimator

Full renovation budget for Mumbai flats.

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AC Installation Cost Calculator

AC installation rates for high-rise buildings in Mumbai.

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Frequently asked questions

What is the stamp duty in Mumbai?

Mumbai stamp duty is 5% (male) or 4% (female) + 1% metro cess = effective 6% (male) or 5% (female) + 1% registration fee. The metro cess is specific to the BMC area (Mumbai city and suburbs).

What is the registration fee in Mumbai?

Registration fee in Mumbai is 1% of property value (same as rest of Maharashtra). For a ₹2 crore flat in Bandra, total outgo on stamp duty + registration is ₹14–16 lakhs depending on buyer gender.

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