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RealCostIQ

🇮🇳 45 free India calculators · INR · no sign-up

India Home & Loan Calculators.

EMI, stamp duty, TDS, capital gains, construction costs, NRI loans, solar subsidy — 45 tools built for Indian buyers with 2026 rates, all in ₹.

FreeNo sign-upINR formatting2026 rates

Quick EMI estimate

Loan amount₹50,00,000
Interest rate8.50%
Tenure20 yrs

Monthly EMI

₹43,391 /mo

Total interest: ₹54,13,879

Full amortization schedule
41 free calculators
8 stamp duty states
6 city guides
2026 rates & rules

Calculator hub

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City Property Guides

// stamp duty, circle rates & key costs

Free Buyer Guides

Why use these calculators?

01

Built for India

INR, Indian tax laws, Indian building costs — not US rates converted.

02

2026 rates

GST, PM Surya Ghar subsidy, stamp duty, MCLR, and construction costs current.

03

No data collected

All calculations happen in your browser. Nothing is stored or transmitted.

04

Cost ranges

Low-to-high estimates based on real contractor rates — not false precision.

Looking for US mortgage or home maintenance calculators?

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