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Delhi Stamp Duty Calculator 2026–27

Estimate stamp duty and registration charges for Delhi property purchases — the largest gender concession in India (2% off for female buyers), with registration capped at ₹1 lakh.

Delhi stamp duty & registration

Prefilled for Delhi — you only enter the value. Stamp duty and the registration fee are shown as separate lines, because they are two separate payments.

Educational calculators — always consult a licensed professional before making financial decisions.

What is the Delhi property worth?

Enter the agreement value or the circle rate — whichever is higher.

₹
₹1L₹50Cr
Who will the property be registered to?

Delhi charges 4% where the buyer is a woman, against 6% otherwise.

6% in Delhi.

Total Delhi registration charges

₹3.5 L

7.00% of the valuation

Stamp duty (6.0%)₹3 L
Registration fee (1.0%)₹50,000
Property value₹50 L
Total payable₹53.5 L

Stamp duty and registration are two separate payments

Stamp duty — Delhi state levy₹3,00,000
Registration fee — sub-registrar’s office₹50,000
Cash due at registration₹3,50,000

Neither is financeable through a home loan. Both come out of the same savings as your down payment.

Based on

StateDelhi
Owner typeMale owner
Stamp duty rate6.0%
Registration rate1.0%

Where these rates come from

Revenue Department, Government of NCT of Delhi — stamp duty on conveyance of immovable property: 6% where the transferee is a man, 4% where the transferee is a woman, 5% for a joint male-female transfer. (revenue.delhi.gov.in) — checked 2026-08-21. Revenue Department, Government of NCT of Delhi — registration fee of 1% of the consideration, subject to a ceiling of ₹1,00,000. (revenue.delhi.gov.in) — checked 2026-08-21.

Important note

Duty is charged on the higher of the agreement value and the government circle or guidance rate. Rates shown are the headline residential rates and can differ for commercial, agricultural and affordable-housing segments. Confirm the current figure with the sub-registrar’s office before you transfer funds.

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Delhi Stamp Duty Rates 2026–27

Buyer TypeStamp DutyRegistration FeeOn ₹1 Cr Property
Male6%1% (max ₹1L)₹7 lakhs
Female4%1% (max ₹1L)₹5 lakhs
Joint (male+female)5%1% (max ₹1L)₹6 lakhs

Registration fee is 1% of the consideration, capped at ₹1,00,000 whatever the property is worth — the calculator above applies that ceiling and says when it binds. Stamp duty is charged on the circle rate or the transaction value, whichever is higher. Source: Revenue Department, Government of NCT of Delhi (revenue.delhi.gov.in) — checked 2026-08-21. Re-checked for FY 2026–27 on 2026-09-24: revenue.delhi.gov.in refused the connection from the build environment, so these figures are the last verified rates, read 2026-08-21. That read falls inside FY 2026–27 (which runs from 2026-04-01), so it is treated as evidence of the rates operative in FY 2026–27 and the page is labelled accordingly; no notified change has surfaced since.

Buying outside Delhi? Use the stamp duty calculator that compares all 9 states side by side instead of this Delhi-only one.

Delhi's Unique Female Concession

Delhi has one of India's largest gender concessions — 2% off for female buyers (4% vs 6%). On a ₹1.5 crore property, this saves ₹3 lakhs in stamp duty. For couples, registering in the wife's name alone (if feasible for the loan) can result in significant savings. Consult a property lawyer about practical implications before deciding.

What the duty is actually charged on

This is the single most common surprise at the registrar’s office. Stamp duty in Delhi is not charged on what you agreed to pay — it is charged on the higher of the agreement value and the circle rate (also called the ready reckoner rate), the minimum valuation the state government publishes for each locality and revises annually.

If you negotiate a price below the circle rate for your area, you still pay duty on the circle rate. In a falling market that gap can be substantial, and it is the reason a quote based purely on the sale price comes in short. Check the circle rate for the exact locality — not the city average — before you budget.

Registration charges are separate

Stamp duty and registration are two different payments and people routinely budget only for the first. In Delhi the stamp duty is 6% and the registration charge is a further 1% (capped at ₹1,00,000) on the same valuation.

Neither is included in your home loan sanction. Lenders fund a percentage of the property value and these costs sit outside it, so they come out of the same savings as your down payment — the most common reason a buyer is short at closing.

What this estimate does not cover

  • GST on under-construction property. Ready properties and resale carry no GST; under-construction does, and it is charged separately from stamp duty. See the GST on property calculator.
  • Legal and documentation fees. Drafting, title verification and the registrar’s facilitation charges.
  • Society transfer and NOC charges on a resale flat, set by the housing society rather than the state.
  • TDS on the purchase. Buyers must deduct TDS where the consideration crosses the statutory threshold — see the TDS on property calculator.

How and when you pay

Stamp duty is paid before or at the time of registration, and registration has to happen within four months of the document being executed. Most states now use e-stamping through SHCIL or the state’s own portal rather than physical stamp paper.

Undervaluing the transaction to reduce duty is the risk worth naming: the registrar can refer the document for valuation, and a shortfall attracts the deficit plus penalty and interest. Since the duty is assessed on the circle rate anyway, an under-declared sale price usually saves nothing and creates exposure.

Rates shown are the headline residential rates for Delhi and are a planning estimate. States revise circle rates annually and run periodic concessions, and municipal cess can apply on top in some cities. Confirm the current figure with the sub-registrar’s office or the state revenue portal before you transfer funds — and treat this as a starting point for a conversation with your lawyer, not as tax advice.

By RealCost Editorial TeamReviewed by RealCost Editorial TeamLast updated September 21, 2026 with September 2026 data

Delhi's older e-registration portal, DORIS, is no longer where live registrations happen — the portal itself now says every sub-registrar office has migrated to the NGDRS Portal. Whatever this calculator totals for stamp duty and registration is also excluded from your home loan's RBI-set loan-to-value ceiling, and if you're buying under construction, GST is a further, separate charge on top of it.

DORIS, Delhi's old registration portal, is retired — don't book a slot there

If an older guide or bookmark points you to doris.delhigovt.nic.in to check a registration slot or an e-stamp, that portal now displays its own migration notice: "All SR offices have been migrated to the NGDRS Portal and are no longer active in DORIS." DORIS remains reachable only for historical transaction lookups; the National Generic Document Registration System (NGDRS) is Delhi's current live registration front end.

This calculator's stamp duty and registration figures for Delhi — 6% for a male buyer, 4% for a female buyer, 5% for a joint male-female purchase, plus 1% registration capped at ₹1,00,000 — are its own configured rates for Delhi, applied as this page's calculator applies them; they are not re-verified against a live Revenue Department rate page in this article, since that page could not be reached to confirm them directly.

Stamp duty and registration sit outside your home loan's LTV ceiling

Whatever this calculator totals, budget it as cash alongside your down payment, not inside your home loan. RBI's Master Circular on Housing Finance (February 2022) directs banks not to fold stamp duty, registration or other documentation charges into the property cost used for loan-to-value — except for homes costing ₹10,00,000 or less.

Buying under construction in Delhi? GST is separate from stamp duty

This calculator computes stamp duty and registration only. Under construction, GST applies separately: 1% without input tax credit on affordable housing — up to 60 sqm carpet area and ₹45,00,000 in value, using Delhi NCR's metro classification — and 5% without ITC above that. It also stops applying once the full price is paid only after the builder secures a completion certificate or the flat is first occupied, whichever is earlier.

Methodology

Stamp duty and registration figures for Delhi are this calculator's own configuration (6%/4%/5% by buyer, 1% registration capped at ₹1,00,000), stated as the calculator's behaviour since the Revenue Department's live rate page could not be reached this session; only DORIS's portal-migration notice is independently source-linked. GST figures apply the rate, Delhi-NCR metro carpet-area limit and value cap from the GST Council's rate notification and CBIC's explanatory update to the worked example values; no rate is estimated.

Sources

  1. Delhi Online Registration Information System (DORIS) — service-migration notice — accessed 2026-09-21
  2. Reserve Bank of India — Master Circular, Housing Finance (Feb 2022) — accessed 2026-09-21
  3. CBIC — GST: An Update (1 May 2019) — accessed 2026-09-21
  4. GST Council Secretariat — Notification No. 11/2017-Central Tax (Rate), as amended to 1 April 2019 — accessed 2026-09-21
  5. CBIC — CGST Act 2017, Schedule II (Section 7) — accessed 2026-09-21

Other state calculators

Maharashtra →Karnataka →Uttar Pradesh →West Bengal →

Related calculators

Stamp Duty Calculator — Compare All 9 States →
The stamp duty calculator that ranks all 9 states side by side on one property value
Stamp Duty & Registration Calculator — Pick Your State →
Enter your state and property value for stamp duty, registration and cess in one calculator

Frequently asked questions

What is the stamp duty rate in Delhi for 2026–27?+

Delhi stamp duty rates 2026–27: Male buyer — 6% of property value. Female buyer — 4% (2% concession). Joint (male+female) — 5%. Registration fee is 1% of property value, capped at ₹1,00,000. So for a ₹1.5 crore property, registration is capped at ₹1 lakh, not ₹1.5 lakhs.

Does Delhi stamp duty apply to DDA flats?+

Yes. DDA flats are subject to the same stamp duty as private purchases — 6% (male), 4% (female), 5% (joint). However, for DDA allotments, the stamp duty is usually calculated on the allotment price, not the market value. For resale DDA flats, it is calculated on the circle rate or transaction value, whichever is higher.

What is the circle rate for property in Delhi?+

Delhi circle rates vary significantly by area. Category A (Lutyens, Golf Links) can be ₹7.74 lakh/sqmt. Category H (resettlement colonies) may be ₹23,280/sqmt. Stamp duty is charged on circle rate or actual value, whichever is higher. Check the latest rates at revenue.delhi.gov.in.

Is the registration fee in Delhi really capped at ₹1 lakh?+

Yes. Delhi registration fee is 1% of property value, subject to a maximum of ₹1,00,000. This makes Delhi's registration fee relatively affordable for high-value properties. For a ₹2 crore property, you pay only ₹1 lakh in registration fees, not ₹2 lakhs. This cap does not apply to stamp duty — that is charged in full.

Want to try different numbers?

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Delhi Stamp Duty Calculator is built and maintained by the RealCostIQ editorial team. Cost ranges and rates are checked against published industry data and contractor quotes, and revised when the underlying figures move. Read our data methodology or more about who builds this. Every calculation runs in your browser — no account, and none of your inputs are stored.

Cost ranges and rates here are checked against contractor quotes and published industry data. If a number still looks off, email Support@RealCostIQ.com and we'll review and fix it.