Karnataka Stamp Duty Calculator 2025–26
Stamp duty and registration charges for Karnataka (Bangalore/Bengaluru) property. Flat 5% for all buyers with no gender concession — calculate your exact liability.
Select “Karnataka” in the state step
Karnataka Stamp Duty Rates 2025–26
| Buyer Type | Stamp Duty | Registration Fee | On ₹1 Cr Property |
|---|---|---|---|
| Male | 5% | 1% | ₹6 lakhs |
| Female | 5% (no concession) | 1% | ₹6 lakhs |
| Joint | 5% | 1% | ₹6 lakhs |
Guidance value (circle rate) used if higher than transaction value. Check kaveri.karnataka.gov.in for area-wise guidance values.
Frequently asked questions
What is the stamp duty in Karnataka (Bangalore) for 2025–26?
Karnataka stamp duty 2025–26: 5% for all buyers (male, female, and joint — no gender concession). Registration fee is 1% of property value. Additional charges: BBMP/BDA development charges, KIADB surcharge (if applicable). Total outgo is typically 6–7% of property value including all charges.
Is there any stamp duty concession for women in Karnataka?
No. Karnataka charges a flat 5% stamp duty for all buyers — male, female, and joint — with no gender concession. This is unlike Maharashtra, Delhi, and UP which offer reduced rates for women. However, Karnataka does allow joint registration without any premium.
How is stamp duty calculated for under-construction flats in Bangalore?
For under-construction properties in Karnataka, stamp duty is calculated on the total consideration value (land component + construction value as stated in the agreement). GST (1% for affordable, 5% for non-affordable) is charged separately on the construction portion. Verify the guidance value for your area at kaveri.karnataka.gov.in.
What are all the charges when buying a flat in Bangalore?
Bangalore flat purchase charges: Stamp duty 5%, Registration fee 1%, BBMP development charges (₹500–₹1,000/sqft), Khata transfer fee (₹500–₹2,000), Legal fees (₹10,000–₹30,000), GST on under-construction (1–5%), Home loan processing fee (0.5–1%). Budget 8–10% of property value for all acquisition costs.