Maharashtra Stamp Duty Calculator 2025–26
Estimate stamp duty and registration charges for Maharashtra property — Mumbai, Pune, Nagpur, and all districts. Male, female, and joint buyer rates.
Select “Maharashtra” in the state step
Maharashtra Stamp Duty Rates 2025–26
| Buyer Type | Stamp Duty | Registration Fee | Total (approx) |
|---|---|---|---|
| Male | 5% | 1% | 6% of property value |
| Female | 4% | 1% | 5% of property value |
| Joint (male+female) | 4% | 1% | 5% of property value |
| Mumbai (extra metro cess) | +1% surcharge | 6–7% effective |
Additional 1% Local Body Tax (LBT) applies in Mumbai, Pune, and other municipal corporation areas. Always verify with igrmaharashtra.gov.in.
Important: Ready Reckoner Rate
Maharashtra stamp duty is charged on the higher of your agreement value or the government's Ready Reckoner Rate (RRR). In high-demand areas like South Mumbai, Bandra, and Koregaon Park, the RRR may be higher than your actual transaction price. Check igrmaharashtra.gov.in before finalising your budget.
Frequently asked questions
What is the stamp duty rate in Maharashtra for 2025–26?
Maharashtra stamp duty rates 2025–26: Male buyer — 5% of property value. Female buyer — 4% (1% concession). Joint (male+female) — 4%. Additional 1% for properties in Mumbai Municipal Corporation area (BMC). Registration fee is 1% of property value across Maharashtra.
How is stamp duty calculated in Maharashtra?
Maharashtra stamp duty is calculated on the higher of the agreement value or the Ready Reckoner Rate (RRR) set by the government. If you buy a flat for ₹80 lakhs but the RRR value is ₹90 lakhs, stamp duty is calculated on ₹90 lakhs. Always check the current RRR for your specific area at igrmaharashtra.gov.in.
Is there a stamp duty concession for women in Maharashtra?
Yes. Women buyers in Maharashtra pay 4% stamp duty vs 5% for men — a 1% concession. For a ₹1 crore property, this saves ₹1 lakh in stamp duty. The concession applies only if the property is registered solely in the woman's name. Joint registration with a male co-buyer gets 4% (same as female-only) in Maharashtra.
What are the other charges in Maharashtra property registration?
Maharashtra property registration costs include: Stamp duty (4–6%), Registration fee (1%), Local Body Tax (1% in Mumbai/Pune municipal areas), Metro Cess (1% in Mumbai), and stamp duty on agreement (0.1% of purchase price, deductible from final stamp duty). Total outgo in Mumbai can reach 7–8% of property value.