Uttar Pradesh Stamp Duty Calculator 2025–26
Stamp duty and registration charges for UP property — Noida, Lucknow, Ghaziabad, Agra. Male 7%, Female 6%, Joint 6.5% + 1% registration.
Select “Uttar Pradesh” in the state step
Uttar Pradesh Stamp Duty Rates 2025–26
| Buyer Type | Stamp Duty | Registration Fee | On ₹1 Cr Property |
|---|---|---|---|
| Male | 7% | 1% | ₹8 lakhs |
| Female | 6% | 1% | ₹7 lakhs |
| Joint (male+female) | 6.5% | 1% | ₹7.5 lakhs |
Circle rates at igrsup.gov.in apply if higher than actual price. Noida and Greater Noida have distinctly different circle rate schedules — check by sector.
Female Buyer Advantage in UP
UP offers a 1% concession for female buyers (6% vs 7%). On a ₹80 lakh Noida flat, this saves ₹80,000 in stamp duty. Many couples in Noida/NCR register properties in the wife's name to claim this benefit. Consult a property lawyer about loan eligibility implications if only the wife is the registered owner.
Frequently asked questions
What is the stamp duty in Uttar Pradesh for 2025–26?
UP stamp duty 2025–26: Male buyer — 7%, Female buyer — 6% (1% concession), Joint (male+female) — 6.5%. Registration fee: 1% for all. Total on ₹1 crore: Male ₹8L, Female ₹7L, Joint ₹7.5L. UP's 7% male rate ties Tamil Nadu as the highest in India.
Is stamp duty the same in Noida as the rest of UP?
Yes, the stamp duty rate (7%/6%/6.5%) and registration fee (1%) are uniform across Uttar Pradesh including Noida, Greater Noida, Ghaziabad, Lucknow, and Agra. However, circle rates (government market value for calculation purposes) vary significantly by sector and locality. Noida typically has higher circle rates than other UP cities.
What are the circle rates in Noida for 2025–26?
Noida circle rates (2026) vary by sector: Premium sectors (A, B, C, D) ₹1.5–₹3.5 lakh/sqmt, Residential sectors (50–100) ₹60,000–₹1.5 lakh/sqmt, Greater Noida ₹40,000–₹80,000/sqmt. Check the latest rates at igrsup.gov.in (UP registration portal) under 'Market Value'.
Is stamp duty payable on a flat in a society that is under construction in UP?
Yes. Under-construction flats in UP are subject to stamp duty at the above rates at the time of registration of the sale deed or sub-lease deed. GST (1% affordable, 5% others) is also payable on the construction portion during purchase from the builder. Check with your builder when they expect to register the flat.