State Guides

Homebuying Costs & Resources by State

Real numbers, no affiliate spin. Property taxes, closing costs, first-time buyer programs, and true monthly homeownership costs for every state — with pre-loaded interactive calculators.

Updated Q2 2026 · Source citations on every data point

Nat'l median price

$370,292

Avg tax rate

0.96%

Highest tax rate

1.88%

New Jersey

Lowest tax rate

0.27%

Hawaii

Northeast

Median price$386,552

Eff. tax rate1.79%

Median price$388,200

Eff. tax rate1.09%

MassachusettsMA

Median price$656,690

Eff. tax rate1.12%

New HampshireNH

Median price$462,200

Eff. tax rate1.86%

Median price$569,314

Eff. tax rate1.88%

Median price$487,737

Eff. tax rate1.54%

Median price$288,056

Eff. tax rate1.36%

Median price$462,600

Eff. tax rate1.30%

Median price$398,500

Eff. tax rate1.73%

South

Median price$228,900

Eff. tax rate0.38%

Median price$197,800

Eff. tax rate0.57%

Median price$368,400

Eff. tax rate0.55%

District of ColumbiaDC

Median price$601,400

Eff. tax rate0.55%

Median price$384,811

Eff. tax rate0.78%

Median price$319,330

Eff. tax rate0.79%

Median price$216,500

Eff. tax rate0.80%

Median price$200,100

Eff. tax rate0.55%

Median price$434,230

Eff. tax rate0.97%

Median price$175,400

Eff. tax rate0.62%

North CarolinaNC

Median price$337,813

Eff. tax rate0.66%

Median price$211,800

Eff. tax rate0.85%

South CarolinaSC

Median price$305,800

Eff. tax rate0.52%

Median price$313,544

Eff. tax rate0.46%

Median price$305,000

Eff. tax rate1.80%

Median price$421,882

Eff. tax rate0.82%

West VirginiaWV

Median price$156,800

Eff. tax rate0.56%

Midwest

Median price$282,909

Eff. tax rate1.88%

Median price$226,100

Eff. tax rate0.75%

Median price$211,400

Eff. tax rate1.46%

Median price$225,300

Eff. tax rate1.24%

Median price$237,491

Eff. tax rate1.31%

Median price$333,614

Eff. tax rate1.02%

Median price$233,700

Eff. tax rate0.91%

Median price$268,400

Eff. tax rate1.46%

Median price$268,100

Eff. tax rate0.95%

Median price$225,614

Eff. tax rate1.53%

Median price$306,500

Eff. tax rate1.01%

Median price$306,400

Eff. tax rate1.59%

West

Median price$352,000

Eff. tax rate1.04%

Median price$420,310

Eff. tax rate0.52%

Median price$787,508

Eff. tax rate0.70%

Median price$537,600

Eff. tax rate0.49%

Median price$841,700

Eff. tax rate0.27%

Median price$432,800

Eff. tax rate0.49%

Median price$448,600

Eff. tax rate0.68%

Median price$418,349

Eff. tax rate0.48%

Median price$306,200

Eff. tax rate0.66%

Median price$459,858

Eff. tax rate0.82%

Median price$511,400

Eff. tax rate0.44%

Median price$611,301

Eff. tax rate0.75%

Median price$352,400

Eff. tax rate0.55%

Note: These calculations are for educational purposes — always consult a licensed professional before making financial decisions.

All data sourced from government and industry primary sources — Tax Foundation, Zillow Home Value Index, Insurance.com, U.S. Census ACS. Median prices and tax rates reflect the most recent available data as of Q2 2026. County-level variation exists within every state; see individual state guides for the full breakdown.