Investment Property Calculators Canada

NOI ÷ price against Canadian bands — Vancouver 3.5–4%, Saskatoon 5.25–5.75%

Almost no Canadian rental clears 1% — but the screen still ranks deals and flags the rare cash-flow property

Gross and net yield — the headline number and the one that actually matters

With 20% down and no CMHC, what your invested cash really earns in year one

Multi-year pro-forma with equity build and IRR, using ~5% Canadian selling costs

Cap rate, cash flow, and cash-on-cash for a Canadian investment property

Cap rate, cash flow, and 10-year return for Canadian rentals

Will a lender finance it? Compressed Canadian cap rates make 1.20 hard to clear

Canadian rentals are an appreciation bet — does it beat just investing the down payment?

5+ units: points tiers, premium discounts, up to 95% LTV and 50-year amortization — and which limit actually binds

Standard CMHC premium on a low-down owner-occupied purchase

Buy, rehab, rent, refinance — cash left in the deal on a Canadian refinance

Airbnb modelled properly — the 15.5% host fee, furnishing, break-even occupancy, and real regulatory risk

5% down owner-occupied instead of 20% — your real housing cost with the owner's unit handled correctly

Projected profit, 70% rule max offer, and ~5% Canadian selling costs

Class 1 at 4% declining balance, half-year rule, and the rule that CCA can't create a rental loss

Tax on sale at the 50% inclusion rate, plus recapture of any CCA claimed

CBRE Q1 2026 multifamily cap rates for 13 markets, Class A and Class B

The points system, the 50/70/100 tiers, and why the DSCR limit usually binds before 95% LTV