About
Know the real cost before you commit
RealCostIQ is a free collection of calculators built for homebuyers and homeowners who want clear, honest numbers — not ballpark guesses.
What we do
Home financial decisions are some of the largest most people will ever make — yet the tools to model them are scattered, ad-heavy, or locked behind lead forms. We built RealCostIQ to fix that.
Every calculation runs entirely in your browser. We never see your inputs, store your numbers, or require an account. You get the answer and you leave — that's the whole point.
160+
Free calculators
3
Countries covered
0
Signups required
0
Calculator inputs stored
What we cover
Mortgage & Finance
Monthly payments, affordability, PMI, refinancing, FHA, VA, HELOC, closing costs, and more.
Home Maintenance
65+ calculators covering flooring, roofing, HVAC, kitchens, windows, doors, and utilities.
Roofing
Replacement cost, shingles, metal roofing, gutters, skylights, snow load, and more.
HVAC & Utilities
Heating, cooling, insulation, water heaters, mini-splits, ductwork, and humidifiers.
India (₹)
Home loan EMI, stamp duty, construction costs, and property taxes — in INR with current rates.
Guides
Step-by-step explainers for first-time buyers and homeowners navigating big decisions.
A note on our estimates
All calculators on RealCostIQ are educational tools. They use national averages and publicly available data to give you a starting point — not a quote. Actual costs vary by location, contractor, materials, and dozens of other factors.
Always get multiple quotes from licensed professionals before making financial or home improvement decisions.
Get in touch
Found a bug? Spotted a cost that looks off? Have a calculator idea? We read every message and typically respond within 1–2 business days.
Contact us