Home Equity Calculator
Educational calculators — always consult a licensed professional before making financial decisions.
Use a recent appraisal, Zillow estimate, or recent comparable sales.
From your most recent mortgage statement.
Found on your mortgage statement or closing documents.
A 30-year loan started 5 years ago has about 300 months remaining.
US average is ~3–4%. Your local market may differ.
See how your equity grows over time.
Equity in 10 years
$416,154
Up from $170,000 today
Where Your Money Goes
Future Snapshot (Year 10)
Projections assume consistent appreciation rate. Actual home values fluctuate. Consult a real estate professional for a current market valuation.
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Home Equity Calculator is built and maintained by the RealCostIQ editorial team. Cost ranges and rates are checked against published industry data and contractor quotes, and revised when the underlying figures move. Read our data methodology or more about who builds this. Every calculation runs in your browser — no account, and none of your inputs are stored.
Cost ranges and rates here are checked against contractor quotes and published industry data. If a number still looks off, email Support@RealCostIQ.com and we'll review and fix it.