Homeowner Guides

Researched, sourced explanations of the changes that actually move your numbers — with the calculators to run them yourself. Educational only, never advice.

TaxUpdated 2026-07-22

Home Energy Tax Credits in 2026: What Ended, What Survives

The 30% solar credit (§25D) and the efficiency credit for heat pumps, insulation and windows (§25C) both terminated after Dec 31, 2025. The EV charger credit (§30C) runs to June 30, 2026. What each change means for your project.

Data studyUpdated 2026-07-22

Home Insurance Cost by State, 2026

Average annual homeowners premium in all 50 states and DC, with year-over-year change, cumulative change since 2021, and how each state compares to the national average. Sortable, sourced, and free to cite.