Mortgage Payment Guide · Rhode Island
Mortgage Payment Estimates for Rhode Island by Home Price
The true monthly payment on a home is rarely what lenders quote upfront. Below are the full PITI estimates — principal, interest, property tax, and insurance — for eight home prices in Rhode Island, at both 20% and 10% down. Pick a price to see the complete breakdown, income requirements, and 15- vs. 30-year comparison.
Viewing:·Switch state to compare
| Home Price | PITI (20% down) | PITI (10% down) | Details |
|---|---|---|---|
| $200,000 | $1,358/mo | $1,611/mo | Full breakdown → |
| $250,000 | $1,663/mo | $1,978/mo | Full breakdown → |
| $300,000 | $1,967/mo | $2,346/mo | Full breakdown → |
| $350,000 | $2,271/mo | $2,713/mo | Full breakdown → |
| $400,000 | $2,576/mo | $3,081/mo | Full breakdown → |
| $500,000 | $3,184/mo | $3,816/mo | Full breakdown → |
| $600,000 | $3,793/mo | $4,551/mo | Full breakdown → |
| $750,000 | $4,706/mo | $5,653/mo | Full breakdown → |
Rate: 6.4% (Freddie Mac Primary Mortgage Market Survey). Property tax: 1.3% effective rate (Tax Foundation Property Taxes by State 2024). Insurance: $1,688/yr (Insurance.com Rate Analysis 2026).