Mortgage Payment Guide · West Virginia
Mortgage Payment Estimates for West Virginia by Home Price
The true monthly payment on a home is rarely what lenders quote upfront. Below are the full PITI estimates — principal, interest, property tax, and insurance — for eight home prices in West Virginia, at both 20% and 10% down. Pick a price to see the complete breakdown, income requirements, and 15- vs. 30-year comparison.
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| Home Price | PITI (20% down) | PITI (10% down) | Details |
|---|---|---|---|
| $200,000 | $1,234/mo | $1,487/mo | Full breakdown → |
| $250,000 | $1,508/mo | $1,823/mo | Full breakdown → |
| $300,000 | $1,781/mo | $2,160/mo | Full breakdown → |
| $350,000 | $2,055/mo | $2,497/mo | Full breakdown → |
| $400,000 | $2,328/mo | $2,833/mo | Full breakdown → |
| $500,000 | $2,875/mo | $3,507/mo | Full breakdown → |
| $600,000 | $3,422/mo | $4,180/mo | Full breakdown → |
| $750,000 | $4,243/mo | $5,190/mo | Full breakdown → |
Rate: 6.4% (Freddie Mac Primary Mortgage Market Survey). Property tax: 0.56% effective rate (Tax Foundation Property Taxes by State 2024). Insurance: $1,680/yr (Insurance.com Rate Analysis 2026).