Mortgage Payment Guide · North Dakota
Mortgage Payment Estimates for North Dakota by Home Price
The true monthly payment on a home is rarely what lenders quote upfront. Below are the full PITI estimates — principal, interest, property tax, and insurance — for eight home prices in North Dakota, at both 20% and 10% down. Pick a price to see the complete breakdown, income requirements, and 15- vs. 30-year comparison.
Viewing:·Switch state to compare
| Home Price | PITI (20% down) | PITI (10% down) | Details |
|---|---|---|---|
| $200,000 | $1,340/mo | $1,592/mo | Full breakdown → |
| $250,000 | $1,630/mo | $1,945/mo | Full breakdown → |
| $300,000 | $1,919/mo | $2,298/mo | Full breakdown → |
| $350,000 | $2,209/mo | $2,651/mo | Full breakdown → |
| $400,000 | $2,499/mo | $3,004/mo | Full breakdown → |
| $500,000 | $3,079/mo | $3,710/mo | Full breakdown → |
| $600,000 | $3,658/mo | $4,416/mo | Full breakdown → |
| $750,000 | $4,527/mo | $5,475/mo | Full breakdown → |
Rate: 6.4% (Freddie Mac Primary Mortgage Market Survey). Property tax: 0.95% effective rate (Tax Foundation Property Taxes by State 2024). Insurance: $2,168/yr (Insurance.com Rate Analysis 2026).